Mobility is in our DNA
Ever since we started out 65 years ago, our financial services have pushed the development of transportation and mobility.
65 years of mobility
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Volvofinans is founded to finance Volvo cars
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The Volvo Card is introduced, simplifying car ownership for hundreds of people
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We begin offering vehicle fleet solution
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Volvofinans is granted a banking licence
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CarPay is launched – a service and app that make car ownership even smarter
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We change our name to Ziklo and move into an exciting future
Our vision
Building the Bank for the Mobility of Tomorrow
With climate-smart transports and cost-effective solutions, we are building the leading bank for tomorrow’s mobility. We lead the market in the right direction through in-depth expertise, an extensive customer base, and a strong drive to move forward.

Pillars of our strategy
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Brand agnostic
Offerings in financial mobility, regardless of vehicle type and segment
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Advisory
A leader in advisory, new-risk management and pricing in vehicle finance
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Comprehensive offering
A comprehensive offering with a unique mix of products, expertise and agility
Ziklo’s financial services are fully integrated into our partner network, enabling simplicity and synergies across the business. A combination that creates a world-class Swedish value chain.Company presentation 2024
Our value proposition
Financial Services for the Mobility of Tomorrow
We have a wide range of finance and payment services for partners, businesses and consumers. Our offering includes not only finance and payment, but also our extensive technical expertise and ability to advice, as well as cooperation with our partners and dealership network.

Our services
Our services have grown over decades of working with Volvo Cars and Volvo Trucks, and today we focus on solutions for the sustainable mobility of the future.
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Fleet Services
Flexible solutions for fleet finance & management
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Financial Services
Complete finance offering for a seamless omnichannel customer journey
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Payment Services
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Loyalty Services
A loyalty program that build strong customer relationships with rewarding benefits
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Partner Services
Innovations that create customer value, loyalty and profitability for our partners

Together we are unbeatable
Our offering includes not only finance, payment and subscription services, but also our extensive technical expertise and ability to advice, as well as access to our partners and dealership network.

Learn more
We offer financial services, technology and expertise to accelerate the transition to the travel and transport of tomorrow –we call this Sustainable Mobility. Read more about how we help our customers in the transition to the mobility of the future.